A narrow drainage channel runs across a paved driveway next to a house with a small flower box.
Stay covered. Stay Compliant

Public Liability Insurance for EV Cross Pavement Charging

Charging your electric vehicle using a Cross Pavement channel ?
Your standard insurance often isn’t sufficient.
Person wearing black sneakers steps over a cable on a wet street next to a brick wall.
A blue electric car is parked on the street, plugged into a charging station.
A person wearing black high heels walks on a paved path.
Specialist insurance

InsureXP provides specialist Public Liability Insurance designed specifically for EV owners who use professionally installed cross pavement cable channels.

Why You Need Specialist Cover


Installing and using a cross street pavement channel means that you are using apparatus on public property (pavement).

You need to comply with Local Council requirements to have Public Liability insurance for the public highway

Many standard motor insurance policies have exclusions involving charging cables leaving you personally exposed.

That’s where InsureXP steps in.

A black car is parked and charging with a yellow cable on a rainy day.
A person walks along a sidewalk using a long cane for guidance.

What Our Policy Covers

  • Your legal liability arising from the use and ownership of your cross pavement channel
  • Defence costs and fees to defend a claim made against you
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Stay Covered. Stay Compliant.

Our bespoke policy is designed to align with Local Government Authority requirements, giving you peace of mind that you are both protected and covered when charging at home.

Charge with confidence — InsureXP has you covered.